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 SAVINGS
Certificate of Deposits Choose from a variety of Certificate of Deposit programs, rates, and terms to satisfy your needs. Christmas Club This is an interest earning account withdrawn for winter holidays. Your funds will be paid out at the end of October. Passbook Savings This is an interest earning savings account that requires a passbook to transact deposits and withdrawals. Statement Savings Account This is an interest earning savings account that receives a monthly statement. E-Account This is similar to a statement savings account, without limitations on transfers.
RETIREMENT ACCOUNTS
Enjoy tax-free options, greater flexibility to deduct contributions, and faster retirement earnings by choosing a Traditional, Roth, or Coverdell Education IRA account. You and your loved ones will be so glad you did. Your savings are FDIC insured at Farmers and Mechanics Federal.
Roll your 401K or pension retirement into an IRA account and pay NO TAXES until you actually begin withdrawing from your account.
Your savings continues to grow as you EARN INTEREST.
See which IRA is right for you. Check our Quick Comparison Chart
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