Farmers & Mechanics Federal Savings

Certificate of Deposits

Choose from a variety of Certificate of Deposit programs, rates, and terms to satisfy your needs.

Christmas Club

This is an interest earning account withdrawn for winter holidays. Your funds will be paid out at the end of October.

Passbook Savings

This is an interest earning savings account that requires a passbook to transact deposits and withdrawals.

Money Market Deposit Account

This is an interest earning savings account that receives a monthly statement.

RETIREMENT ACCOUNTS

Make the "GOLDEN YEARS" truly sparkle by wise planning NOW!

Enjoy tax-free options, greater flexibility to deduct contributions, and faster retirement earnings by choosing a Traditional, Roth, or Coverdell Education IRA account. You and your loved ones will be so glad you did. Your savings are FDIC insured at Farmers and Mechanics Federal.

The pages of life turn so fast.

Roll your 401K or pension retirement into an IRA account and pay NO TAXES until you actually begin withdrawing from your account. Your savings continues to grow as you EARN INTEREST.

See which IRA is right for you. Check our Quick Comparison Chart

To obtain rates for these accounts, please give us a call at (812) 384-4473 or 332-4473.